Traveling Domestically or Internationally? Here's why you need Travel Insurance

 

I. Introduction 

Travel insurance is an important aspect of planning a trip, yet it is often overlooked by many travelers. Whether you are traveling domestically or internationally, having travel insurance can provide you with peace of mind and financial protection in case of unexpected situations. In this blog, we will discuss what travel insurance is, why it is important, and what factors to consider while choosing a travel insurance policy. 

II. What is travel insurance? 

Travel insurance provides coverage for unexpected events that may occur while traveling. It typically covers medical expenses, trip cancellations, lost or stolen luggage and emergency medical evacuation. Depending on the policy, it can also provide coverage for rental cars, flight accidents and travel delays. Travel insurance policies are typically sold as a package and can be purchased for a single trip or for multiple trips over a certain period of time. 

III. Why is Travel insurance important? 

Travel insurance is important for several reasons. Firstly, it can provide financial protection in case of unexpected situations. For example, if you get sick or injured while traveling, your travel insurance policy can cover your medical expenses, which can be very expensive if you do not have insurance. It can also provide coverage if you need to cancel or cut short your trip due to unforseen circumstances, such as a natural disaster, illness, etc,. 

Secondly, it can provide peace of mind. When you are traveling there are many things that can go wrong and having travel insurance can alleviate some of the stress and anxiety that can come with the unknown. 

Finally, some countries require to have travel insurance as a condition to enter in their country. For example, some countries in Europe require visitors  to have travel insurance that provides coverage for medical expenses. 

IV. Factors to consider when choosing a Travel Insurance Policy. 

When choosing a Travel insurance policy, there are several factors to consider. Here are some of the most important one:

1. Coverage: Make sure you understand what is covered and what is not covered by the policy. For example, some policies may exclude coverage for pre-existing conditions, adventure sports, or high-risk activities. 

2. Cost: Travel insurance policies can vary widely in cost.  Make sure you are getting a policy that provides the coverage you need at a price that you can afford. 

3. Deductibles and co-pays: Like other type of insurances, travel insurance policies may require you to pay a deductible or co-pay before the insurance kicks in. Make sure you understand how much you will be responsible for paying out of pocket. 

4 Limits: Travel insurance policies may have limits on how much they will pay out for certain types of coverage. Make sure you understand the limits of the policy and whether they are adequate for your needs. 

5. Reputation: It is important to choose a reputable travel insurance provider. Look for companies that have good reviews and ratings from the customers and that are well-established in the industry. 

V. Conclusion

In conclusion, travel insurance is an important aspect of planning a trip. It can provide you with financial protection, peace of mind, and may even be required for entry into some countries. When choosing a travel insurance policy, make sure you understand the coverage, cost, deductibles and co-pays, limits, and reputation of the provider. With the right travel insurance policy, you can enjoy your trip knowing that you are protected in case of unexpected situations. 

THE DAYDREAMER

Again, Mintu starts day dreaming in the middle of the class. In his dream, he is a hero who is saving a girl from being teased by the street rowdies. He is fighting with three to four rowdies at a time. His one kick is making them fly in the air and fall on the ground like a football. His punch on their faces is making their faces wiggle in slow motion. He defeated everyone in the street fight and he headed towards the girl, went on his knees and started proposing the girl with flowers. Everything was going fine, but suddenly a huge asteroid from nowhere fell on him. He shook his head and found out that it was not an asteroid, it was a blackboard duster which was thrown on him by his teacher. Now he realised that he was not on a street, fighting with bad guys, but was in his classroom. He rubbed his head and thanked God that it was just a duster and not an asteroid. 

"Hey, Mintu are you day dreaming again, stand up on the bench till the end of my class", said the teacher. After a few minutes, the bell rang and recess started. Mintu along with his friends went to the school playground and started playing volleyball. After playing for a while he got tired. He then went and sat under a tree. 

While watching volleyball, he started day dreaming again. Now he is a pirate, who is fighting with his rival pirates. He is fighting with swords and guns and everything that he gets in his hands. He killed all of his rivals and headed towards the captain of the rival pirates. He started attacking him, the captain of the rival pirates was unable to defend his attack and finally got killed. Mintu was happy on killing him and he raised his sword as a sign of victory, but suddenly a huge Cannonball hit him on his head and he woke up from his dream. The Cannonball which hit him was nothing but the volleyball which the kids were playing during the recess. 

The school bell rang and Mintu along with other children went to his classroom. The class started and his daydreaming also started. His teacher was explaining about the oceans, now guess where his daydreaming took him to................ 

He was in the middle of an ocean on a huge ship. He, along with his girlfriend were standing on the ship with their hands spread apart. They were enjoying the moment but suddenly a huge iceberg from nowhere hit the ship. The ship broke into two parts and people started falling in the ocean. These two also fell in ocean, but luckily they were able to find a wooden piece that was floating on water. They went towards it and Mintu helped his girlfriend in getting on that wooden piece. As the water was cold, Mintu told his girlfriend with a shivering voice that, "my love, you are the most beautiful and the slimmest girl I've ever seen in my life. The wooden piece that you are on HAS ENOUGH PLACE FOR BOTH OF US, THEN WHY ARE YOU OCCUPYING THE WHOLE PLACE, MOVE ASIDE". She startled and moved aside at once and gave him space to sit on it. Just within a few minutes a rescue team came from a nearby place and took them to their city. As soon as he lands in the city everyone around him starts clapping. In the crowd, he hears someone calling his name Mintu.... Mintu.... HEY MINTU. He got petrified and woke up from his dream and saw his teacher calling him. She said, "Miiiintuuuuuu, are you daydreaming again? Come on stand up on the bench". 

He stood up on the bench and after a few minutes the school's last bell rang and everyone left for their houses. 

This used to happen daily in the school and he used to have different dreams daily. Even at his home he used to see different kinds of dreams. 

To know what were his dreams at school and at home, please let me know through the comment section so that if the comments surpass more than 100 then I'll post the next blog on this day dreamer, till then bye n have fun.....!!!!!